Our home loans come with some great benefits...
Variable and lump sum repayments
By contributing any extra income to your loan, in addition to your usual repayments, you are able to pay off your loan sooner and therefore you could save thousands of dollars in interest costs. Want to calculate how much you could save by making extra repayments? Use our repayment calculator. ^
Early repayment without penalty
The earlier you pay off your loan the more money you save in interest charges. ^
A redraw facility
The credit union gives you the option of making extra repayments on your loan and then having the flexibility of being able to redraw on these extra repayments. Terms and conditions are available on application. ^
No monthly loan service feesUnlike some other institutions, we do not charge any account keeping or service fees on our mortgage accounts, saving you money.
^Loan repayment insurance available
Loans are long term commitments, so it makes sense to protect your repayments. Learn more about our Loan Repayment Insurance. ^
Automatic repayments (salary / account)
You can arrange to make automatic repayments either by payroll deduction, direct debit from your savings or transaction account, Internet or telephone banking. Setting up automatic repayments saves you time and enables you to avoid any late fees.^
Decided on the loan that is right for you?
Apply using our simple online Home Loan application form.
Want to learn more?
See the answers to common FAQs about our home loans.
Use one of our Loan Calculators to work out what loan is right for you.