Want to buy or build your first home? The First home saver account provides a simple, tax effective way for first homebuyers to save.
![]() |
5.75%p.a. Variable Interest Rate* |
![]() |
1.00%p.a. Bonus Interest will be paid by Wagga Mutual on the average annual balance of savings held in the account at the completion of the 4 year term** |
![]() |
17.00%p.a. tax-free government co-contributions when you make contributions of up to $5000 during a year |
![]() |
Become eligible to apply for a Wagga Mutual First Home Mortgage Loan with a reduced standard variable interest rate of 0.50%p.a. for the first 2 years of the mortgage term*** |
More Information
Need answers? Check out our FAQs
View our Rates and Fees
Apply
Apply for a First Home Saver Account ![]()
* Interest will be calculated on daily closing balances & paid on an annual basis.
** Bonus Interest will be paid if a Wagga Mutual First Home Mortgage Loan is approved.
*** A Wagga Mutual First Home Saver Account must be held with Wagga Mutual for a minimum of 2 years to become eligible for a Wagga Mutual First Home Mortgage Loan.













